Wealth Management & Financial Planning
The financial plan serves as the game plan for each client as to how they should invest the asset they have worked so hard to accumulate. Regardless of your net worth, financial planning and wealth management is about going from where you are, to where you want to be, in the most efficient manner possible.
"Comprehensive Financial Planning is more than the active management of investments. It is more than the creation of a retirement plan and it goes well beyond regular check-ups of a portfolio.
Truly Comprehensive Financial Planning is the act of planning for, and prudently addressing life events. It addresses everything from buying a new car or home, to planning for a child's education, preparing for eventual retirement or creating a plan for your estate.
But it goes well beyond these basic life events... It also addresses potential events that can drastically alter your long-term financial security. This is truly Comprehensive Financial Planning." -The National Association of Personal Financial Advisors
Risk Management
Risk management is the process of analyzing exposure to risk and determining how best to handle that exposure. Potential tools include life insurance, disability insurance, long-term care insurance, and annuities.
We help our clients identify their risk and find alternatives to efficiently managing those risks. Risk management is paramount to building and maintaining wealth.
There are five keys in the risk management process: Identification, Measurement, Treatment, Implementation, Monitoring.
Investment Management
Investment management is the professional management of various securities (equities, bonds, fixed income, real estate, cash, etc.) to help meet specific goals for the benefit of the investor.
Investment management has the purpose of achieving some sort of desired outcome and controlling investment exposure to risk while keeping a client's goals and values in mind.
As markets change, it is important that investment management strategies are flexible to constantly align risks and opportunities with the varying market conditions.
Small Business Retirement Plans
As a business owner, you have the power to make choices when it comes to your retirement savings.
Simple IRA, SEP IRA, 401(k), Defined Benefit Plan... or maybe just stick to the individual savings options...
Our goal is to assist small and mid-size businesses in understanding and identifying their retirement plan needs, creating solutions to fulfill those needs, and providing an unmatched level of ongoing service for the organization and their employees.